Find your weekly workers' comp rate after your state's minimum and maximum caps are applied. The two-thirds formula is the starting point. The state cap is often where it ends.
Rough estimate. State formulas vary - not legal advice.
The calculator applies the benefit rate (typically two-thirds) to your average weekly wage, then clips the result to your state's weekly minimum and maximum. What you see is what you actually receive.
The lost wages calculator applies this same rate to the weeks you are out.
Your weekly compensation rate is the foundation of a workers’ comp claim. TTD pay, PPD awards, and settlement values all calculate from it. The formula is two-thirds of your average weekly wage, bounded by a state minimum and maximum. What you actually receive can be considerably lower than two-thirds of your wage.
Most states average your earnings over the 52 weeks before the injury, including overtime and some bonuses. An understated average weekly wage reduces every benefit calculated from it. Make sure the figure reflects everything you actually earned.
Your weekly rate rarely gets a second look once the first check clears, but it should if your job included tips, commission, or a second employer. Insurers sometimes calculate from a base salary alone and skip the rest, which quietly lowers every check that follows. Ask for the worksheet showing how your average weekly wage was built, not just the final number. If you changed jobs or hours shortly before the injury, some states let you substitute a similar worker’s wage instead of your own thin earnings history. That substitution can matter more than any other adjustment on this page. Ask before you accept the first number the adjuster hands you, and keep a copy of whatever wage worksheet they used, in case the rate needs a second look later.
Usually two-thirds of your average weekly wage, within state minimum and maximum limits.
Typically your earnings averaged over the 52 weeks before injury, including overtime.
High earners are limited by the maximum; low earners may be raised to the minimum.
No - confirm your state's formula with an attorney.