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Lost Wages Calculator

Estimates temporary total disability benefits for the weeks a work injury keeps you off the job. The standard rate is two-thirds of your average weekly wage, up to your state's cap.

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Total lost-wage benefit -
Weekly benefit -
Weeks paid -

Rough estimate. State formulas vary - not legal advice.

How it works

The calculator takes two-thirds of your average weekly wage (or your state's rate), applies the state weekly cap, and multiplies by the weeks you are unable to work. Enter your state's cap to get a realistic weekly figure.

TTD is generally two-thirds of your wage, up to the state weekly cap. It is not your full paycheck. In most circumstances, it is not taxable.

Already have a rating?

Once you have an impairment rating, the disability calculator turns it into an estimated award.

Pay while you heal

When a work injury keeps you off the job entirely, workers’ comp pays TTD benefits. The standard rate is two-thirds of your average weekly wage, up to your state’s maximum, for as long as you remain unable to work. It is not your full paycheck. In most circumstances, it is not taxable.

Mind the cap

Every state sets a weekly cap, so workers with higher wages receive less than the headline two-thirds. Enter your state’s cap for a realistic number. Benefits start after a short waiting period, typically three to seven days, and continue until you return to work or reach maximum medical improvement.

What counts toward your average weekly wage

Most states average your gross earnings over the 52 weeks before the injury, though a handful use a shorter window. Regular overtime typically counts. A second job’s income sometimes counts too, depending on the state, and leaving it out understates every benefit calculated from that wage. Bonuses are the most inconsistent line: some states include them, some average them across the whole year rather than crediting them to a single week. If your paystubs do not match the wage the adjuster used, ask for the calculation sheet before you accept the number. A miscounted average weekly wage is one of the more common, and more fixable, errors in a workers comp file.

Good to know

Common questions

What are lost-wage benefits?

Temporary total disability (TTD) pay while a work injury keeps you off the job.

How much is TTD?

Typically about two-thirds of your average weekly wage, up to a state cap.

Are the benefits taxed?

Workers' comp benefits are generally not taxable.

How long do they last?

Until you return to work or reach maximum medical improvement.

Is this legal advice?

No - rules vary by state.